Online Mortgage Calculator Thailand – Calculate Mortgage Payments Now!

This Mortgage calculator is used to estimate monthly & total payments for the mortgage loan, including various loan amounts, terms and interest rates. It’s exceptionally easy to use and it solves a lot of issues by providing the relevant information instantly.

Mortgages are a big financial decision. You need to know what you are getting into and make sure you can afford it. In this article, we will teach you how to calculate your monthly mortgage payments to make sure you are in the know. From understanding how a mortgage works, to which factors affect your monthly payments, you’ll be able to make an educated decision about your mortgage.

What is a mortgage?

A mortgage is a loan that you take out to purchase a home. The interest rates on a mortgage are fixed. Generally, you will also have to pay a portion of the interest on a mortgage each month. The monthly mortgage payment is called the principal and the interest portion is called the interest on a mortgage. The payments are based on the interest rate and the length of the loan.

What are the factors that affect the Monthly Mortgage Payments?

The calculator above helps you calculate your monthly mortgage payment amount.

There are three essential factors that are needed to come up with a monthly mortgage payment amount –

Mortgage Amount

This is the total loan amount, also known as the principal amount you are taking as the loan.

Higher mortgage amount means higher monthly mortgage payments. It directly impacts the monthly payments.

Mortgage Period

This is the time in years and/or month you plan to take the loan and repay it back.

The longer the mortgage period, the lower the monthly payments. It inversely impacts the monthly payments amount.

Interest Rate

This is the interest rate applied to the original mortgage amount.

Higher interest rate mean higher interest payments. Since Mortgage Payments is a sum of Principal (Mortgage Amount) + Interest, the monthly mortgage payment amount is directly impacted by interest rate.


Anything that can be measured can be managed.

Regardless of how much money you save or plan to pay for your mortgage, it’s important to know what your monthly payments will be.

Understanding your finances and knowing your monthly payments helps you manage your income and expenses. We hope this calculator helps you attain your financial goals in life.

Ankit S J B Rana

Ankit S J B Rana

Ankit S J B Rana is a marketing professional and an entrepreneur with an MBA in Finance and Strategy from the Asian Institute of Technology's (AIT) School of Management.

He has worked in Thailand with brands like Double A (1991) Public Company Limited and Accor Hotel Group. Moreover, he is a regular guest speaker for Chulalongkorn Business School's - Masters in Branding & Marketing program.

At Landpro Thailand, Ankit is the webmaster and contributing author on Finance, Real Estate and other topics that is relevant to his Thai experience.